The information on this site is provided for educational purposes only, without any warranty or guarantee. The author specifically disclaims any liability, losses, or risk that is incurred, directly or indirectly, as a consequence of using or applying any of the advice, suggestions, guidelines, or recommendations presented on this site. 

 

Readers should understand that the author has no formal education, training or professional designations in finance, investing, or related disciplines, and has never worked in the financial industry. The information presented on this website was acquired from reading more than 200 books on the subject, together with his experience in successfully managing his retirement portfolio.

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The information on this site has been obtained from sources believed to be reliable and the author has used his best efforts to provide accurate information, including information as to the source of the ideas, passages, and quotations that appear on the site. However, there are no warranties or guarantees with respect to the accuracy, completeness, or timeliness of the information provided, and the author apologizes for any mis-attribution of, or failure to attribute; the ideas, passages, and quotations that appear on the site.

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The strategy and information presented on this site may not be suitable for everyone and no guarantee is given that you will achieve your financial goals. The author is not rendering professional legal, accounting, tax, or investing advice or services, or any other advice or services, by publishing this website. He makes no representations about the suitability of the information presented here for anyone's financial circumstances.

 

It is assumed that you understand that investments in any company or financial product present a risk of financial loss. You must make your own decisions and assume all risks associated with the use of the information provided on this website. If you require financial, legal, or other specialist advice, it is recommended that you retain the services of an independent, qualified, professional advisor.

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