Focus investing is not a get rich quick scheme. It takes time for your investments to grow, but the longer you let them grow, the faster they will grow. The adjacent table illustrates this concept.

 

For example, if you contributed $100 per month ($1200 per year) into an account that paid no interest, after 30 years you would have accumulated $36,000 (30 x $1200). However, if you invested those funds and achieved a compound average growth rate (CAGR) of 10%, which is not difficult, you would have not $36,000, but $170,000.

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This is the miracle of compound growth, of interest being paid on your accumulating interest, and it will work for you, if you are patient and think long term.